6 Common Personal Injury Myths Debunked

6 Common Personal Injury Myths Debunked
Oct 26, 2022

Personal injury myths might discourage you from filing a claim after you suffer an injury due to another person’s negligence. Sadly, you might struggle to pay off medical bills if you don’t file a claim. The injuries can also make it hard for you to work and provide for your family.

You can avoid these problems if you learn about misconceptions about personal injury.

The following are six personal injury myths and the truth about personal injury lawsuits.

1. Personal Injury Lawsuits Take Too Long

Many personal injury victims believe the claim process takes too long. They also fear that if the lawsuit goes to trial, it’ll take years before they can receive compensation.

A lawyer can help you expedite your personal injury case. They’ll help you file the claim paperwork fast and accurately. They’ll also help you gather sufficient evidence to support your claim, which can speed up things.

2. The Insurance Company Will Pay for All Injury-Related Costs

In theory, your insurance company is supposed to cover all injury-related costs. Sadly, this is rarely the case, as many insurers only cover a portion of these costs.

Sometimes, the insurance company can even refuse to pay your claim. If this happens to you, request your insurance company to provide a written explanation of why they denied your claim. You may also need to consult an attorney on the legal action to take in this situation.

A lawyer will evaluate your case, and they’ll advise you on whether you can compel your insurance company to pay your claim.

3. Personal Injury Lawsuits Are Frivolous

Many personal injury victims are reluctant to file claims due to the fear of being deemed frivolous. They fear people might think they’re greedy. Sadly, most of these people suffer in silence, yet they have legitimate personal injury claims.

Here are the key things required in all personal injury claims:

  • The plaintiff has suffered physical injuries, mental injuries, or property damage
  • The damages can be compensated with money
  • There was a clear cause for the injury
  • The defender was liable for that cause

If your personal injury meets the above criteria, you have a legitimate reason to seek compensation for damages suffered.

4. Personal Injury Lawsuits Are Only for Severe Injuries

Many people believe they shouldn’t file claims for minor injuries. However, you might still need medical care even if you suffered a few bruises and bumps. So, you may still need to file a claim for these minor injuries to receive compensation for your medical bills.

However, you might not need to file a claim if you didn’t go to the hospital.

5. Personal Injury Claims Don’t Have a Deadline

You might postpone filing a personal injury claim, assuming you can do it anytime. However, most states have statutes of limitations that bar you from filing a personal injury claim after a certain amount of time has passed. You need to file your claim before this deadline to increase the odds of receiving compensation.

6. Personal Injury Lawyers Are Ambulance Chasers

An ambulance chaser is a lawyer who seeks out injured victims and encourages them to sue for damages. Ambulance chasers don’t care much about their clients, as their main concern is their legal fees. However, most personal injury attorneys are not ambulance chasers.

Consult an attorney to advise you on whether or not to file a personal injury claim. An attorney will also help you debunk other personal injury myths that exist today. They’ll help you estimate the value of your claim and how to fight for fair compensation.

Your personal injury attorney will also help you know when to settle and when to go to trial.

Contact us today to learn how to handle your personal injury case.